Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$320,444$320,444$471,600
Remaining term (yrs)24.824.830.0
Secondary amount$0$151,156$0
Funding fee$1,602$1,602$0
Note rate2.800%2.800%7.400%
Blended rate2.800%4.467%7.640%
1st payment$1,489.90$1,489.90$3,265.26
2nd payment$0.00$1,007.70$0.00
Taxes / mo$897.33$897.33$897.33
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$94.32
HOA / mo$30.00$30.00$30.00
Total monthly$2,583.90$3,591.60$4,453.58
Cash to close$203,556$52,400$52,400