Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$195,215	$195,215	$349,200
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$153,985	$0
Funding fee	$0	$0	$0
Note rate	3.450%	3.450%	7.400%
Blended rate	4.300%	5.932%	7.640%
1st payment	$1,004.42	$1,004.42	$2,417.79
2nd payment	$0.00	$1,026.57	$0.00
Taxes / mo	$224.42	$224.42	$224.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$159.43	$159.43	$69.84
HOA / mo	$112.00	$112.00	$112.00
Total monthly	$1,650.26	$2,676.83	$2,974.05
Cash to close	$192,785	$38,800	$38,800