Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$142,348$142,348$440,910
Remaining term (yrs)18.518.530.0
Secondary amount$0$298,562$0
Funding fee$0$0$0
Note rate3.690%3.690%7.400%
Blended rate4.540%6.714%7.640%
1st payment$880.21$880.21$3,052.77
2nd payment$0.00$1,928.21$0.00
Taxes / mo$329.58$329.58$329.58
Insurance / mo$166.67$166.67$166.67
MI / mo$135.62$135.62$88.18
HOA / mo$0.00$0.00$0.00
Total monthly$1,512.09$3,440.30$3,637.20
Cash to close$347,552$48,990$48,990