Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$252,000
Remaining term (yrs)	29.7	29.7	30.0
Secondary amount	$0	$252,000	$0
Funding fee	$0	$0	$0
Note rate	6.500%	6.500%	7.400%
Blended rate	7.050%	7.750%	7.640%
1st payment	$0.00	$0.00	$1,744.80
2nd payment	$0.00	$1,627.50	$0.00
Taxes / mo	$39.33	$39.33	$39.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$50.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$189.33	$1,816.83	$1,984.53
Cash to close	$280,000	$28,000	$28,000