Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$193,568	$193,568	$319,500
Remaining term (yrs)	22.5	22.5	30.0
Secondary amount	$0	$125,932	$0
Funding fee	$0	$0	$0
Note rate	4.300%	4.300%	7.400%
Blended rate	5.150%	6.273%	7.640%
1st payment	$1,117.53	$1,117.53	$2,212.15
2nd payment	$0.00	$839.55	$0.00
Taxes / mo	$830.75	$830.75	$830.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$159.96	$159.96	$63.90
HOA / mo	$89.00	$89.00	$89.00
Total monthly	$2,347.24	$3,186.79	$3,345.80
Cash to close	$161,432	$35,500	$35,500