Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$1,100,909$1,100,909$1,529,100
Remaining term (yrs)25.425.430.0
Secondary amount$0$428,191$0
Funding fee$5,505$5,505$0
Note rate3.110%3.110%7.400%
Blended rate3.110%4.409%7.640%
1st payment$5,215.37$5,215.37$10,587.18
2nd payment$0.00$2,765.40$0.00
Taxes / mo$1,415.83$1,415.83$1,415.83
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$305.82
HOA / mo$65.00$65.00$65.00
Total monthly$6,912.87$9,678.27$12,590.50
Cash to close$598,091$169,900$169,900