Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$517,304$517,304$719,100
Remaining term (yrs)25.525.530.0
Secondary amount$0$201,796$0
Funding fee$2,587$2,587$0
Note rate3.920%3.920%7.400%
Blended rate3.920%4.995%7.640%
1st payment$2,671.40$2,671.40$4,978.90
2nd payment$0.00$1,303.27$0.00
Taxes / mo$865.75$865.75$865.75
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.82
HOA / mo$98.00$98.00$98.00
Total monthly$3,851.82$5,155.09$6,303.14
Cash to close$281,696$79,900$79,900