Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$93,618	$93,618	$269,910
Remaining term (yrs)	16.5	16.5	30.0
Secondary amount	$0	$176,292	$0
Funding fee	$0	$0	$0
Note rate	3.540%	3.540%	7.400%
Blended rate	4.390%	6.748%	7.640%
1st payment	$620.35	$620.35	$1,868.80
2nd payment	$0.00	$1,175.28	$0.00
Taxes / mo	$149.08	$149.08	$149.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$97.37	$97.37	$53.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,016.80	$2,192.08	$2,221.87
Cash to close	$206,282	$29,990	$29,990