Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$183,522	$183,522	$247,410
Remaining term (yrs)	24.3	24.3	30.0
Secondary amount	$0	$63,888	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	4.965%	7.640%
1st payment	$856.95	$856.95	$1,713.02
2nd payment	$0.00	$479.16	$0.00
Taxes / mo	$415.92	$415.92	$415.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$149.46	$149.46	$49.48
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,572.33	$2,051.49	$2,328.42
Cash to close	$91,378	$27,490	$27,490