Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$211,071	$211,071	$539,910
Remaining term (yrs)	24.6	24.6	30.0
Secondary amount	$0	$328,839	$0
Funding fee	$1,055	$1,055	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	3.180%	5.963%	7.640%
1st payment	$1,027.55	$1,027.55	$3,738.23
2nd payment	$0.00	$2,123.75	$0.00
Taxes / mo	$524.33	$524.33	$524.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$107.98
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,718.55	$3,842.30	$4,537.21
Cash to close	$388,829	$59,990	$59,990