Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$71,363	$71,363	$170,100
Remaining term (yrs)	19.4	19.4	30.0
Secondary amount	$0	$98,737	$0
Funding fee	$0	$0	$0
Note rate	3.650%	3.650%	7.400%
Blended rate	4.500%	7.112%	7.640%
1st payment	$426.71	$426.71	$1,177.74
2nd payment	$0.00	$740.53	$0.00
Taxes / mo	$117.17	$117.17	$117.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$66.07	$66.07	$34.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$759.95	$1,500.48	$1,478.92
Cash to close	$117,637	$18,900	$18,900