Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$420,674	$420,674	$548,910
Remaining term (yrs)	25.5	25.5	30.0
Secondary amount	$0	$128,236	$0
Funding fee	$2,103	$2,103	$0
Note rate	3.690%	3.690%	7.400%
Blended rate	3.690%	4.697%	7.640%
1st payment	$2,119.30	$2,119.30	$3,800.54
2nd payment	$0.00	$854.91	$0.00
Taxes / mo	$537.33	$537.33	$537.33
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$109.78
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$2,928.30	$3,783.21	$4,719.32
Cash to close	$189,226	$60,990	$60,990