Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$109,731	$109,731	$270,000
Remaining term (yrs)	19.8	19.8	30.0
Secondary amount	$0	$160,269	$0
Funding fee	$0	$0	$0
Note rate	3.020%	3.020%	7.400%
Blended rate	3.870%	6.322%	7.640%
1st payment	$611.52	$611.52	$1,869.43
2nd payment	$0.00	$1,068.46	$0.00
Taxes / mo	$209.83	$209.83	$209.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$91.14	$91.14	$54.00
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,062.50	$2,130.96	$2,283.26
Cash to close	$190,269	$30,000	$30,000