Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$208,410$208,410$279,000
Remaining term (yrs)24.024.030.0
Secondary amount$0$70,590$0
Funding fee$0$0$0
Note rate2.930%2.930%7.400%
Blended rate3.780%5.101%7.640%
1st payment$1,003.71$1,003.71$1,931.74
2nd payment$0.00$529.42$0.00
Taxes / mo$172.08$172.08$172.08
Insurance / mo$150.00$150.00$150.00
MI / mo$170.15$170.15$55.80
HOA / mo$450.00$450.00$450.00
Total monthly$1,945.95$2,475.37$2,759.62
Cash to close$101,590$31,000$31,000