Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$105,760	$105,760	$186,748
Remaining term (yrs)	13.7	13.7	30.0
Secondary amount	$0	$80,988	$0
Funding fee	$0	$0	$0
Note rate	4.070%	4.070%	7.400%
Blended rate	4.920%	6.689%	7.640%
1st payment	$834.25	$834.25	$1,293.01
2nd payment	$0.00	$607.41	$0.00
Taxes / mo	$356.08	$356.08	$356.08
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$100.00	$100.00	$37.35
HOA / mo	$23.75	$23.75	$23.75
Total monthly	$1,464.09	$2,071.50	$1,860.19
Cash to close	$101,738	$20,750	$20,750