Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,178	$213,178	$269,549
Remaining term (yrs)	24.7	24.7	30.0
Secondary amount	$0	$56,371	$0
Funding fee	$0	$0	$0
Note rate	2.960%	2.960%	7.400%
Blended rate	3.810%	4.895%	7.640%
1st payment	$1,011.05	$1,011.05	$1,866.30
2nd payment	$0.00	$422.78	$0.00
Taxes / mo	$450.25	$450.25	$450.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$170.74	$170.74	$53.91
HOA / mo	$8.33	$8.33	$8.33
Total monthly	$1,790.37	$2,213.15	$2,528.79
Cash to close	$86,321	$29,950	$29,950