Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$674,776$674,776$719,910
Remaining term (yrs)26.526.530.0
Secondary amount$0$45,134$0
Funding fee$3,374$3,374$0
Note rate6.500%6.500%7.400%
Blended rate6.500%6.657%7.640%
1st payment$4,449.14$4,449.14$4,984.51
2nd payment$0.00$338.50$0.00
Taxes / mo$1,065.92$1,065.92$1,065.92
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$143.98
HOA / mo$100.00$100.00$100.00
Total monthly$5,831.72$6,170.23$6,511.08
Cash to close$125,124$79,990$79,990