Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$182,584	$182,584	$449,100
Remaining term (yrs)	14.0	14.0	30.0
Secondary amount	$0	$266,516	$0
Funding fee	$0	$0	$0
Note rate	4.420%	4.420%	7.400%
Blended rate	5.270%	6.742%	7.640%
1st payment	$1,453.23	$1,453.23	$3,109.48
2nd payment	$0.00	$1,721.25	$0.00
Taxes / mo	$902.83	$902.83	$902.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$205.08	$205.08	$89.82
HOA / mo	$9.17	$9.17	$9.17
Total monthly	$2,736.97	$4,458.22	$4,277.97
Cash to close	$316,416	$49,900	$49,900