Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$0	$0	$449,100
Remaining term (yrs)	—	—	30.0
Secondary amount	$0	$449,100	$0
Funding fee	$0	$0	$0
Note rate	3.500%	3.500%	7.400%
Blended rate	4.350%	7.750%	7.640%
1st payment	$0.00	$0.00	$3,109.48
2nd payment	$0.00	$2,900.44	$0.00
Taxes / mo	$95.92	$95.92	$95.92
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$0.00	$0.00	$89.82
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$262.58	$3,163.02	$3,461.88
Cash to close	$499,000	$49,900	$49,900