Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$139,285	$139,285	$202,410
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$63,125	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.387%	7.640%
1st payment	$670.25	$670.25	$1,401.45
2nd payment	$0.00	$473.44	$0.00
Taxes / mo	$326.42	$326.42	$326.42
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$114.06	$114.06	$40.48
HOA / mo	$252.00	$252.00	$252.00
Total monthly	$1,512.73	$1,986.17	$2,170.34
Cash to close	$85,615	$22,490	$22,490