Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$186,258$186,258$382,410
Remaining term (yrs)19.519.530.0
Secondary amount$0$196,152$0
Funding fee$0$0$0
Note rate3.620%3.620%7.400%
Blended rate4.470%6.281%7.640%
1st payment$1,107.59$1,107.59$2,647.73
2nd payment$0.00$1,307.68$0.00
Taxes / mo$310.75$310.75$310.75
Insurance / mo$150.00$150.00$150.00
MI / mo$172.14$172.14$76.48
HOA / mo$0.00$0.00$0.00
Total monthly$1,740.48$3,048.16$3,184.96
Cash to close$238,642$42,490$42,490