Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$771,630$771,630$1,133,100
Remaining term (yrs)24.724.730.0
Secondary amount$0$361,470$0
Funding fee$3,858$3,858$0
Note rate6.800%6.800%7.400%
Blended rate6.800%7.103%7.640%
1st payment$5,369.39$5,369.39$7,845.36
2nd payment$0.00$2,334.50$0.00
Taxes / mo$1,287.33$1,287.33$1,287.33
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$226.62
HOA / mo$3.33$3.33$3.33
Total monthly$6,876.72$9,211.21$9,579.31
Cash to close$487,370$125,900$125,900