Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$262,790	$262,790	$333,000
Remaining term (yrs)	26.8	26.8	30.0
Secondary amount	$0	$70,210	$0
Funding fee	$1,314	$1,314	$0
Note rate	6.810%	6.810%	7.400%
Blended rate	6.810%	7.272%	7.640%
1st payment	$1,777.01	$1,777.01	$2,305.62
2nd payment	$0.00	$526.57	$0.00
Taxes / mo	$271.17	$271.17	$271.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$66.60
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$2,198.17	$2,724.75	$2,793.39
Cash to close	$107,210	$37,000	$37,000