Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$191,092	$191,092	$305,100
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$114,008	$0
Funding fee	$0	$0	$0
Note rate	3.890%	3.890%	7.400%
Blended rate	4.740%	5.958%	7.640%
1st payment	$985.53	$985.53	$2,112.45
2nd payment	$0.00	$760.05	$0.00
Taxes / mo	$358.33	$358.33	$358.33
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$148.18	$148.18	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,642.05	$2,402.10	$2,681.80
Cash to close	$147,908	$33,900	$33,900