Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
Call Travis

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$218,006$218,006$328,950
Remaining term (yrs)23.223.230.0
Secondary amount$0$110,944$0
Funding fee$0$0$0
Note rate3.780%3.780%7.400%
Blended rate4.630%5.767%7.640%
1st payment$1,172.93$1,172.93$2,277.58
2nd payment$0.00$739.63$0.00
Taxes / mo$366.58$366.58$366.58
Insurance / mo$150.00$150.00$150.00
MI / mo$178.74$178.74$65.79
HOA / mo$368.00$368.00$368.00
Total monthly$2,236.26$2,975.89$3,227.96
Cash to close$147,494$36,550$36,550