Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$216,133	$216,133	$305,100
Remaining term (yrs)	22.1	22.1	30.0
Secondary amount	$0	$88,967	$0
Funding fee	$1,081	$1,081	$0
Note rate	4.860%	4.860%	7.400%
Blended rate	4.860%	6.067%	7.640%
1st payment	$1,326.03	$1,326.03	$2,112.45
2nd payment	$0.00	$667.25	$0.00
Taxes / mo	$183.83	$183.83	$183.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$61.02
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,659.86	$2,327.11	$2,507.30
Cash to close	$122,867	$33,900	$33,900