Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$456,971$456,971$540,000
Remaining term (yrs)26.626.630.0
Secondary amount$0$83,029$0
Funding fee$0$0$0
Note rate6.320%6.320%7.400%
Blended rate6.870%7.198%7.640%
1st payment$2,953.85$2,953.85$3,738.85
2nd payment$0.00$622.72$0.00
Taxes / mo$474.92$474.92$474.92
Insurance / mo$166.67$166.67$166.67
MI / mo$218.27$218.27$108.00
HOA / mo$0.00$0.00$0.00
Total monthly$3,813.70$4,436.42$4,488.43
Cash to close$143,029$60,000$60,000