Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$345,328$345,328$432,000
Remaining term (yrs)24.924.930.0
Secondary amount$0$86,672$0
Funding fee$1,727$1,727$0
Note rate2.780%2.780%7.400%
Blended rate2.780%4.028%7.640%
1st payment$1,598.34$1,598.34$2,991.08
2nd payment$0.00$650.04$0.00
Taxes / mo$400.00$400.00$400.00
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$86.40
HOA / mo$33.33$33.33$33.33
Total monthly$2,198.34$2,848.38$3,677.48
Cash to close$134,672$48,000$48,000