Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$51,017$51,017$229,410
Remaining term (yrs)21.921.930.0
Secondary amount$0$178,393$0
Funding fee$255$255$0
Note rate4.600%4.600%7.400%
Blended rate4.600%7.244%7.640%
1st payment$307.59$307.59$1,588.39
2nd payment$0.00$1,189.29$0.00
Taxes / mo$264.33$264.33$264.33
Insurance / mo$150.00$150.00$150.00
MI / mo$0.00$0.00$45.88
HOA / mo$204.00$204.00$204.00
Total monthly$925.92$2,115.21$2,252.60
Cash to close$203,883$25,490$25,490