Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$350,336$350,336$539,910
Remaining term (yrs)25.125.130.0
Secondary amount$0$189,574$0
Funding fee$1,752$1,752$0
Note rate2.990%2.990%7.400%
Blended rate2.990%4.749%7.640%
1st payment$1,648.46$1,648.46$3,738.23
2nd payment$0.00$1,263.82$0.00
Taxes / mo$228.50$228.50$228.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$107.98
HOA / mo$10.42$10.42$10.42
Total monthly$2,054.05$3,317.88$4,251.80
Cash to close$249,564$59,990$59,990