Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$373,412	$373,412	$387,000
Remaining term (yrs)	28.3	28.3	30.0
Secondary amount	$0	$35,088	$0
Funding fee	$0	$0	$0
Note rate	6.720%	6.720%	7.400%
Blended rate	7.270%	7.666%	7.640%
1st payment	$2,457.04	$2,457.04	$2,679.51
2nd payment	$0.00	$347.23	$0.00
Taxes / mo	$445.67	$445.67	$445.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.16	$174.16	$77.40
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$3,226.86	$3,574.09	$3,352.58
Cash to close	$56,588	$21,500	$43,000