Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$199,090	$199,090	$337,500
Remaining term (yrs)	24.2	24.2	30.0
Secondary amount	$0	$138,410	$0
Funding fee	$0	$0	$0
Note rate	2.710%	2.710%	7.400%
Blended rate	3.560%	5.381%	7.640%
1st payment	$931.90	$931.90	$2,336.78
2nd payment	$0.00	$922.73	$0.00
Taxes / mo	$309.75	$309.75	$309.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$162.53	$162.53	$67.50
HOA / mo	$71.67	$71.67	$71.67
Total monthly	$1,625.85	$2,548.58	$2,935.70
Cash to close	$175,910	$37,500	$37,500