Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$173,852$173,852$233,910
Remaining term (yrs)25.525.530.0
Secondary amount$0$60,058$0
Funding fee$0$0$0
Note rate4.420%4.420%7.400%
Blended rate5.270%6.228%7.640%
1st payment$944.84$944.84$1,619.55
2nd payment$0.00$450.44$0.00
Taxes / mo$308.25$308.25$308.25
Insurance / mo$150.00$150.00$150.00
MI / mo$133.33$133.33$46.78
HOA / mo$2.08$2.08$2.08
Total monthly$1,538.51$1,988.95$2,126.66
Cash to close$86,048$25,990$25,990