Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$187,698	$187,698	$328,500
Remaining term (yrs)	24.0	24.0	30.0
Secondary amount	$0	$140,802	$0
Funding fee	$0	$0	$0
Note rate	2.900%	2.900%	7.400%
Blended rate	3.750%	5.572%	7.640%
1st payment	$903.22	$903.22	$2,274.47
2nd payment	$0.00	$938.68	$0.00
Taxes / mo	$252.67	$252.67	$252.67
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$153.71	$153.71	$65.70
HOA / mo	$39.58	$39.58	$39.58
Total monthly	$1,499.17	$2,437.85	$2,782.41
Cash to close	$177,302	$36,500	$36,500