Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$213,684	$213,684	$359,100
Remaining term (yrs)	23.7	23.7	30.0
Secondary amount	$0	$145,416	$0
Funding fee	$0	$0	$0
Note rate	3.330%	3.330%	7.400%
Blended rate	4.180%	5.727%	7.640%
1st payment	$1,083.43	$1,083.43	$2,486.34
2nd payment	$0.00	$969.44	$0.00
Taxes / mo	$384.92	$384.92	$384.92
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$174.57	$174.57	$71.82
HOA / mo	$205.00	$205.00	$205.00
Total monthly	$1,997.92	$2,967.36	$3,298.07
Cash to close	$185,316	$39,900	$39,900