Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$446,859$446,859$553,500
Remaining term (yrs)24.724.730.0
Secondary amount$0$106,641$0
Funding fee$2,234$2,234$0
Note rate2.950%2.950%7.400%
Blended rate2.950%3.923%7.640%
1st payment$2,117.02$2,117.02$3,832.32
2nd payment$0.00$710.94$0.00
Taxes / mo$877.50$877.50$877.50
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$110.70
HOA / mo$0.00$0.00$0.00
Total monthly$3,161.19$3,872.13$4,987.19
Cash to close$168,141$61,500$61,500