Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$264,810	$264,810	$317,970
Remaining term (yrs)	28.8	28.8	30.0
Secondary amount	$0	$53,160	$0
Funding fee	$1,324	$1,324	$0
Note rate	6.770%	6.770%	7.400%
Blended rate	6.770%	7.143%	7.640%
1st payment	$1,741.16	$1,741.16	$2,201.56
2nd payment	$0.00	$398.70	$0.00
Taxes / mo	$171.83	$171.83	$171.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$63.59
HOA / mo	$100.00	$100.00	$100.00
Total monthly	$2,162.99	$2,561.69	$2,686.99
Cash to close	$88,490	$35,330	$35,330