Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$228,335	$228,335	$1,079,100
Remaining term (yrs)	21.7	21.7	30.0
Secondary amount	$0	$850,765	$0
Funding fee	$1,142	$1,142	$0
Note rate	4.560%	4.560%	7.400%
Blended rate	4.560%	7.075%	7.640%
1st payment	$1,377.69	$1,377.69	$7,471.47
2nd payment	$0.00	$5,494.53	$0.00
Taxes / mo	$1,321.67	$1,321.67	$1,321.67
Insurance / mo	$216.67	$216.67	$216.67
MI / mo	$0.00	$0.00	$215.82
HOA / mo	$17.50	$17.50	$17.50
Total monthly	$2,933.53	$8,428.05	$9,243.12
Cash to close	$970,665	$119,900	$119,900