Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$403,197$403,197$449,910
Remaining term (yrs)27.427.430.0
Secondary amount$0$46,713$0
Funding fee$2,016$2,016$0
Note rate6.630%6.630%7.400%
Blended rate6.630%6.876%7.640%
1st payment$2,659.30$2,659.30$3,115.09
2nd payment$0.00$350.35$0.00
Taxes / mo$87.67$87.67$87.67
Insurance / mo$166.67$166.67$166.67
MI / mo$0.00$0.00$89.98
HOA / mo$12.50$12.50$12.50
Total monthly$2,926.14$3,276.48$3,471.90
Cash to close$96,703$49,990$49,990