Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$145,163	$145,163	$161,910
Remaining term (yrs)	22.4	22.4	30.0
Secondary amount	$0	$25,742	$0
Funding fee	$0	$0	$0
Note rate	4.510%	4.510%	7.400%
Blended rate	5.360%	6.341%	7.640%
1st payment	$856.71	$856.71	$1,121.03
2nd payment	$0.00	$254.74	$0.00
Taxes / mo	$351.17	$351.17	$351.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$119.63	$119.63	$32.38
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,477.51	$1,732.25	$1,654.58
Cash to close	$34,737	$8,995	$17,990