Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$261,539	$261,539	$341,799
Remaining term (yrs)	23.4	23.4	30.0
Secondary amount	$0	$80,261	$0
Funding fee	$0	$0	$0
Note rate	3.640%	3.640%	7.400%
Blended rate	4.490%	5.549%	7.640%
1st payment	$1,381.31	$1,381.31	$2,366.55
2nd payment	$0.00	$601.95	$0.00
Taxes / mo	$561.75	$561.75	$561.75
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$214.15	$214.15	$68.36
HOA / mo	$129.67	$129.67	$129.67
Total monthly	$2,436.87	$3,038.83	$3,276.33
Cash to close	$118,238	$37,978	$37,978