Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · VA
Assumable Loan + Second
Assumable · VA
Current Market Conventional
New · Conventional
Loan amount$612,401$612,401$710,100
Remaining term (yrs)29.529.530.0
Secondary amount$0$97,699$0
Funding fee$3,062$3,062$0
Note rate6.010%6.010%7.400%
Blended rate6.010%6.421%7.640%
1st payment$3,694.13$3,694.13$4,916.59
2nd payment$0.00$732.74$0.00
Taxes / mo$472.42$472.42$472.42
Insurance / mo$216.67$216.67$216.67
MI / mo$0.00$0.00$142.02
HOA / mo$0.00$0.00$0.00
Total monthly$4,383.21$5,115.95$5,747.69
Cash to close$176,599$78,900$78,900