Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$126,891	$126,891	$298,800
Remaining term (yrs)	28.0	28.0	30.0
Secondary amount	$0	$171,909	$0
Funding fee	$634	$634	$0
Note rate	6.350%	6.350%	7.400%
Blended rate	6.350%	7.299%	7.640%
1st payment	$807.04	$807.04	$2,068.83
2nd payment	$0.00	$1,146.06	$0.00
Taxes / mo	$256.25	$256.25	$256.25
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$59.76
HOA / mo	$265.00	$265.00	$265.00
Total monthly	$1,478.29	$2,624.35	$2,799.84
Cash to close	$205,109	$33,200	$33,200