Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Current Market Conventional

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$363,318$363,318$391,500
Remaining term (yrs)27.127.130.0
Secondary amount$0$28,182$0
Funding fee$0$0$0
Note rate7.790%7.790%7.400%
Blended rate8.340%8.388%7.640%
1st payment$2,681.75$2,681.75$2,710.67
2nd payment$0.00$211.37$0.00
Taxes / mo$432.00$432.00$432.00
Insurance / mo$150.00$150.00$150.00
MI / mo$170.91$170.91$78.30
HOA / mo$75.00$75.00$75.00
Total monthly$3,509.66$3,721.03$3,445.97
Cash to close$71,682$43,500$43,500