Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · VA	Assumable Loan + Second Assumable · VA	Current Market Conventional New · Conventional
Loan amount	$96,491	$96,491	$179,100
Remaining term (yrs)	24.5	24.5	30.0
Secondary amount	$0	$82,609	$0
Funding fee	$482	$482	$0
Note rate	3.050%	3.050%	7.400%
Blended rate	3.050%	5.794%	7.640%
1st payment	$464.23	$464.23	$1,240.05
2nd payment	$0.00	$619.57	$0.00
Taxes / mo	$280.58	$280.58	$280.58
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$0.00	$0.00	$35.82
HOA / mo	$55.00	$55.00	$55.00
Total monthly	$949.82	$1,569.39	$1,761.46
Cash to close	$102,509	$19,900	$19,900