Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$155,893	$155,893	$475,200
Remaining term (yrs)	11.9	11.9	30.0
Secondary amount	$0	$319,307	$0
Funding fee	$0	$0	$0
Note rate	5.980%	5.980%	7.400%
Blended rate	6.830%	7.448%	7.640%
1st payment	$1,519.67	$1,519.67	$3,290.19
2nd payment	$0.00	$2,062.19	$0.00
Taxes / mo	$217.83	$217.83	$217.83
Insurance / mo	$166.67	$166.67	$166.67
MI / mo	$179.93	$179.93	$95.04
HOA / mo	$105.00	$105.00	$105.00
Total monthly	$2,189.10	$4,251.29	$3,874.73
Cash to close	$372,107	$52,800	$52,800