Travis Delly

(602) 883-2083
https://instagram.com
UMe IDX
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Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail
Assumable Loan
Assumable · FHA
Assumable Loan + Second
Assumable · FHA
Current Market Conventional
New · Conventional
Loan amount$516,716$516,716$562,500
Remaining term (yrs)25.825.830.0
Secondary amount$0$45,784$0
Funding fee$0$0$0
Note rate5.780%5.780%7.400%
Blended rate6.630%6.823%7.640%
1st payment$3,208.88$3,208.88$3,894.64
2nd payment$0.00$343.38$0.00
Taxes / mo$912.92$912.92$912.92
Insurance / mo$166.67$166.67$166.67
MI / mo$388.22$388.22$112.50
HOA / mo$0.00$0.00$0.00
Total monthly$4,676.68$5,020.06$5,086.72
Cash to close$108,284$62,500$62,500