Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$200,328	$200,328	$229,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$29,172	$0
Funding fee	$0	$0	$0
Note rate	4.000%	4.000%	7.400%
Blended rate	4.850%	5.378%	7.640%
1st payment	$1,045.35	$1,045.35	$1,589.01
2nd payment	$0.00	$218.79	$0.00
Taxes / mo	$224.17	$224.17	$224.17
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$155.10	$155.10	$45.90
HOA / mo	$0.00	$0.00	$0.00
Total monthly	$1,574.61	$1,793.40	$2,009.08
Cash to close	$54,672	$25,500	$25,500