Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$226,462	$226,462	$328,500
Remaining term (yrs)	25.4	25.4	30.0
Secondary amount	$0	$102,038	$0
Funding fee	$0	$0	$0
Note rate	3.560%	3.560%	7.400%
Blended rate	4.410%	5.525%	7.640%
1st payment	$1,127.16	$1,127.16	$2,274.47
2nd payment	$0.00	$680.25	$0.00
Taxes / mo	$382.00	$382.00	$382.00
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$176.48	$176.48	$65.70
HOA / mo	$382.00	$382.00	$382.00
Total monthly	$2,217.64	$2,897.89	$3,254.17
Cash to close	$138,538	$36,500	$36,500