Travis Delly | UMe IDX

Travis Delly

Comparison

Side-by-side payments and cash to close

Lowest monthly: Assumable Loan

Total monthly

Payment stack including taxes, insurance, and HOA

Cash to close

Down payment / equity bring-to

Detail	Assumable Loan Assumable · FHA	Assumable Loan + Second Assumable · FHA	Current Market Conventional New · Conventional
Loan amount	$150,008	$150,008	$265,410
Remaining term (yrs)	23.6	23.6	30.0
Secondary amount	$0	$115,402	$0
Funding fee	$0	$0	$0
Note rate	3.180%	3.180%	7.400%
Blended rate	4.030%	5.756%	7.640%
1st payment	$750.56	$750.56	$1,837.65
2nd payment	$0.00	$769.34	$0.00
Taxes / mo	$255.83	$255.83	$255.83
Insurance / mo	$150.00	$150.00	$150.00
MI / mo	$123.24	$123.24	$53.08
HOA / mo	$450.00	$450.00	$450.00
Total monthly	$1,729.63	$2,498.98	$2,746.56
Cash to close	$144,892	$29,490	$29,490